Inforce Health Benefits is proud to offer a variety of health and dental coverages to small and mid-size businesses in Canada. This includes:
- Health & Dental
- Prescription Drug
- Vision Care
- Life (Optional & Dependant)
- Short-term/Long-Term disability
- Extended Healthcare
- Emergency & Major Medical
- Critical Illness
- Health/Wellness Spending Accounts
- Paramedical Care
- Travel Health
- Accidental Death & Dismemberment
- Prescription drugs
- Vision care
- Paramedical Services
- Emergency Care
- Travel Health
- Health & Wellness Spending Accounts
- Extended Healthcare
When you get sick, the cost of medication can add up. Inforce Health Benefits recognizes the need to access medication fast and at minimal costs.
Our transparent prescription drug plans won’t leave your employee’s in the dark with stipulations and dispensing fees.
Our coverage plans aim to have clients access the medication they need on time, every time.
With an aging workforce it’s more important than ever to have the resources they need to stay healthy and remain a productive team member.
Inforce Health Benefits’ vision care plans provide access to all types of vision enhancing products including:
- Ophthalmologist / Optometrist
- Prescription Glasses, Contact Lenses and Sunglasses
- Laser vision correction
- Speech Therapists
- Registered Massage Therapists
Plans may include access to emergency healthcare benefits such as:
- Private/semi-private hospital room accommodations
- Medical transport cost coverage (ambulance services)
- Private duty nursing
Whether it’s an impromptu visit of family out-of-province or a shopping trip across the border, Inforce Health Benefit’s travel health plans ensure you’re covered on all your trips.
Health spending accounts allow employees to access a set amount of health cost funding for the year. Account holders can use these funds to purchase medication, see healthcare professionals or transfer the amount to their Wellness Account.
Wellness spending accounts are a major part of today’s healthcare solutions. Keeping employees active and with access to nutritional products is beneficial to their health and places less strain on the healthcare system. A wellness spending account allows account holders to use a set amount of funding towards wellness activities like gym memberships, personal trainers and purchase of nutritional supplements.
Prescription drugs insurance plans cover the insured for any prescriptions needed. If the insured suffers from any condition that requires a prescription, they may be eligible to subscribe to a plan to help cover this expense.
Critical Illness insurance plans help to cover any costs associated when diagnosed with a life-altering disease. If diagnosed with an illness covered in the policy and in the event that the insured survives the waiting period, they will be awarded a lump sum payment. For more information on all illnesses’ covered, please contact one of our Advisors.
Long-term Care insurance is a plan that covers the insured beyond a preset period. If a plan holder or beneficiary has a debilitating disease or disability, and needs extra care for an extended period of time, a long-term care product is the easiest way to pay for medical bills and necessities.
Short-term disability plans are excellent for groups, small business owners and individuals to invest in, as these products can replace a member’s salary for up to 6 months, if they suffer a work-related injury that requires time off the job.
- Basic oral surgery (extractions)
- Comprehensive oral surgery (surgery, fractures)
- Diagnostic (examinations, x-rays)
- Major coverage such as caps, crowns and dentures
- Preventative (scaling and polishing, fluoride treatment)
- Periodontics (periodontal scaling, root planning, gum disease treatment)
- Restorative (fillings)
- Orthodontic services